I’m on the lookout for a credit union in Canada that actually helps people instead of sending them into a spiral of paperwork and confusion. I'm trying to apply for a loan — not decode ancient hieroglyphs.

I’ve already had a few not-so-fun experiences with big banks where just getting someone to call you back feels like winning the lottery. So I thought, maybe someone here knows of a place where the process is human-friendly and fast? Any advice would be super appreciated!